Blogs with the keyword "Estate planning"
15 May 2019
The Research Team provides a performance summary and commentary on each of the five main asset classes.
Plus, we illustrate the growth of different investments if you invested one Australian dollar in 2003.
15 May 2019
Once considered a radical way to live, many Australians are now viewing an off-grid lifestyle as both economically and environmentally savvy. We delve into some of the pros and cons and to help you determine whether it’s a good choice for you.
15 May 2019
Financial exposure is the gap between the level of life insurance required to meet your basic needs and the level of insurance you actually have in place in case an unexpected health event occurs. Financial exposure is a growing problem in Australia. This article looks at some of the reasons for this and why it’s important to minimise your financial exposure.
15 May 2019
Overall, we are likely to see a slowdown in growth for both the Australian and global economies over the next year. Upcoming elections, including our own Federal election, will have a major influence on the economy as will government spending.
15 May 2019
If you have a superannuation fund, you’ve probably been asked to nominate your beneficiary. But, super fund trustees can only pay your super death benefit to eligible dependants1 or to the legal personal representative of your estate. Here’s what you and your family need to know.
03 Apr 2019
Find out how the Federal Budget proposals could affect you.
07 Dec 2018
With one in four Australians born overseas and almost half of us with a parent born overseas1, it’s not uncommon for Australians to have a home or assets outside of Australia.
28 Aug 2018
The start of the new financial year brings a number of changes and some new opportunities.
28 Aug 2018
A power of attorney is a legal document that allows you to nominate someone you trust to make financial decisions on your behalf if you are unable to do so.
24 May 2018
Elder abuse has been steadily rising over the last few years and protection is vital to have and be aware of.
20 Feb 2018
A blended family can have a huge impact on your finances — whether it’s buying a home with your new partner or ongoing child support.
13 Nov 2017
Giving a child a good education is one of the best things you can do as a parent or grandparent. But what if you weren’t around to help make it happen?
28 Aug 2017
The start of the new financial year isn’t just about getting your tax return in. It’s the perfect time to think about your circumstances and get your estate plan in order.
12 May 2017
When appointing an executor, you can choose a family member, friend or professional trustee company.
25 Aug 2016
It’s something we don’t really like to talk about, but have you thought about who gets your super if you die? Super is different from other assets because the trustee of your super fund has control over who gets your super and any risk insurance payout - it doesn’t automatically flow to your estate.
22 Feb 2016
The most important tip is to have a Will, keep it up to date when circumstances require a change and make sure your family knows where it is kept.
22 Sep 2015
An important part of making a Will is deciding who should act as the executor of your estate. An executor acts as your representative and will make sure that your wishes, as detailed in your Will, are followed.
19 Mar 2015
Have you nominated your children as beneficiaries to your super fund account? If so, you may have inadvertently exposed their super inheritance to future legal proceedings.
19 Nov 2014
Everybody knows you can't take it with you, but the bigger question is - when should you give your money away and how much should it be? It's a question wrapped up in emotion, philosophy and financial planning. It's no small issue, especially with the passing of inheritance to the next generation expected to be the largest in history with some estimates putting it at over a trillion dollars.
07 Aug 2014
For young families, investing and planning for the future often revolves around one day being able to buy an investment property, perhaps having their own business, or saving for their children's education.
09 Apr 2014
The transfer of wealth from one generation to another requires careful thought about all of your assets and liabilities. Having an effective estate plan helps ensure your assets, or the control of your assets, pass to your desired beneficiaries with minimal disruption and in the most tax-efficient manner.
10 Oct 2013
I hate talking about morbid subjects such as death, however, having recently helped a client's family, I want to discuss a little known strategy called 'anti-detriment payments'. This strategy can help your family and increase the value of your estate.
13 Aug 2013
The relationship status of my clients can change. Sometimes it's due to a relationship breakdown, other times it can be the death of a partner.
24 Apr 2013
Estate planning ensures your lifetime's work is passed onto the people you choose. Yet many people either do not have a Will or have one which no longer reflects their current circumstances.
08 Jan 2013
Death remains one of the certainties in life and for many people with disabled children this is a frightening prospect.
26 Oct 2012
In recent years there have been a number of television and print advertisements recommending that you consider funeral insurance.
16 Oct 2012
Personal insurance is a necessary evil for most of us. Throughout our lives we want different levels of insurance cover and as we get older the cost of insurance increases as the risk of a claim also increases.
31 Aug 2012
Personal insurance is the most practical way to protect the assets you have worked hard to build.