Insurance

Blogs with the keyword "Insurance"

Investment market review

24 May 2018

A review of the quarter ended 31 March 2018.

Tax-effective strategies

24 May 2018

With 30 June fast approaching, now’s the time to put in place the strategies that could save you paying more tax than you need to this financial year. And, look at the most appropriate tax strategies for the 2019 financial year.

The surplus cash flow trap

20 Feb 2018

It’s great knowing that when a bill comes in, you’ve got the surplus cash flow to cover it. But how can you make your money go further?

Insurance for the generations

12 May 2017

How would you react if one of your children called and told you they had been diagnosed with a serious illness?

Private health insurance rebates reduced

25 Aug 2016

Private health insurance is available for all Australians who wish to cover the costs of being a private patient in hospital. Being a private patient means you have more control over the doctor who treats you in hospital and, in some instances, can reduce the waiting time for elective surgery by being treated in a private hospital.

The importance of travel insurance

30 Jun 2016

While cruising can be a fun and affordable holiday option, there may be costs you haven’t considered.

A story about the importance of insurance

22 Sep 2015

If you are like most Australians, insurance is one of those things which can be put off for another day. But another day might be one too late – the story of Patty outlines how important it is to have the right insurance.

What you need to know about income protection insurance and its benefit to you

15 Apr 2015

What if something happened yesterday that stopped you from going to work today? What if that event meant that you couldn't work for several months or years? Could you or your family cope financially?

So what happens if you're not bullet-proof?

24 Mar 2015

In our younger years, most of us are fit and healthy with little concern over our health and finances. I remember when I was at university my primary concern was balancing my studies and being able to afford a drink with mates on the weekend. It seems like the older we get the more expensive life seems to become with mortgages, bills and children.

Protecting your greatest asset

28 Nov 2014

If you're like many Australians, you've put off obtaining personal insurance, thinking that life changing accidents or illnesses always happen to someone else. With all of the day-to-day expenses you and your family have to pay, it can be hard to justify adding another cost on a just-in-case basis.

Time poor and too busy to save

21 Nov 2014

​Increasingly today's young people are so busy juggling their work, lifestyle and family lives that they often neglect to take the time to consider making the key financial decisions that will help to shape their financial future.

Giving Now or Giving Later

19 Nov 2014

Everybody knows you can't take it with you, but the bigger question is - when should you give your money away and how much should it be?  It's a question wrapped up in emotion, philosophy and financial planning. It's no small issue, especially with the passing of inheritance to the next generation expected to be the largest in history with some estimates putting it at over a trillion dollars.

Home renovations – the trials and tribulations

07 Nov 2014

Considering renovations on your house? Know what you are and aren't covered for? Let's face it, if you're like most people you're probably guilty of not reading the fine print in your insurance policies.

Managing your finances during illness and hardships

16 May 2014

A family member of mine recently underwent a tough battle with an aggressive leukaemia. As many have experienced, the constant hospital stays, doctor visits and general care required by such an illness can turn a family upside down.

Child cover - who needs it?

11 Feb 2014

An increasing number of people are recognising the need to take out life, Total and Permanent Disability (TPD) or trauma insurance to cover themselves or their spouse. However, an often overlooked area is the need to ensure you have appropriate insurance cover in place for your children.

Insurance – has it really got you covered?

22 Jan 2014

The direct insurance industry – it all seems so simple doesn't it. You pick up the phone, provide a few basic details, no medicals are needed and voila, you have life insurance. It seems nothing could be easier.

We’re all going on a summer holiday .... or are we?

23 Dec 2013

When you're on holidays, have you ever stopped and thought about spending $17,000 in 20 minutes? Let me say it is a bit confronting when you have to!

Drought, Floods and a Broken Leg: The Dangers of Farming in Australia

18 Dec 2013

There's no doubt farming in Australia has a long and rich history and has made a significant economic and cultural contribution to our way of life.

Protect yourself while helping your adult children

06 Dec 2013

As parents much of our time, energy and money is directed towards ensuring our children have the best possible start in life, as well as providing them with the means to become productive members of society.

You can’t turn back the clock!

13 Nov 2013

If you're like most people, chances are you will only seek financial advice when there is a specific need in your life. This is often triggered by an event or a change in your circumstances such as receiving a redundancy, an inheritance, going through a separation, deteriorating health or perhaps the realisation that retirement is just around the corner.

Four key steps to protect your family (or one risky move to financially devastate them)

14 Aug 2013

I love financial planning. You can actually assist people meeting their needs and goals. There is a personal satisfaction in seeing others live their life they want to. It is why I believe I have the best 'job' in the world.

A day in the life of Angelina Jolie

30 Jul 2013

Imagine being able to spend a day in Angelina Jolie's shoes – a life filled with wealth, movies, fashion, working with the UN, looking after a brood of children and to top it all off having Brad Pitt as a partner! A wonderful thought but what if it was the day she realised her best option was to have a double mastectomy due to a family history of cancer?

Ever thought of yourself as an insurance provider?

08 Jul 2013

With the stress of young children, career progression and mortgage payments, one of the last things your children may think about is life insurance. It seems that there are always other more pressing priorities.

Protecting your loved ones

02 Jul 2013

Getting married brings a whole new dimension to our planning objectives. Starting a family is also a time when protecting your loved ones takes on increased importance.

Love life, protect it and insure your love

28 Jun 2013

Recently a friend passed away from a heart attack, with no warning signs, after a workout at his local gym.

Another inconvenient truth

04 Jun 2013

When your son starts asking why there's so many insurance ads on television you know there's an issue. I started looking out for them once he'd mentioned it.

Buyer beware – Protect yourself and your family

04 Apr 2013

If you have been watching TV lately you would have noticed an increased level of advertising for direct insurance. The need for personal risk insurance is extremely important, and these ads go a long way to increasing its awareness.

Insurance tips

29 Jan 2013

As we have previously discussed, protecting your assets and income from an unexpected event is essential. The older you are, the more important this becomes, as there is less time to make up for any unexpected losses.

Funeral insurance - The great Australian rip-off

26 Oct 2012

In recent years there have been a number of television and print advertisements recommending that you consider funeral insurance.

Reducing the cost of your personal insurance cover

16 Oct 2012

Personal insurance is a necessary evil for most of us. Throughout our lives we want different levels of insurance cover and as we get older the cost of insurance increases as the risk of a claim also increases.

Wealth Protection matters

31 Aug 2012

Personal insurance is the most practical way to protect the assets you have worked hard to build.