Blog posts

How to make $1 million and have nothing left

06 May 2015

How would it feel to earn $1 million a year? Sounds like a nice position to be in.

Over the horizon: The impact of the pending wave of medical graduates

15 Apr 2015

Australia is currently experiencing a significant increase in the number of medical graduates. This increase is already placing pressure on the availability of intern training positions and will flow through to increased pressure on post-graduate training and entry into specialist medical colleges.

What you need to know about income protection insurance and its benefit to you

15 Apr 2015

What if something happened yesterday that stopped you from going to work today? What if that event meant that you couldn't work for several months or years? Could you or your family cope financially?

So what happens if you're not bullet-proof?

24 Mar 2015

In our younger years, most of us are fit and healthy with little concern over our health and finances. I remember when I was at university my primary concern was balancing my studies and being able to afford a drink with mates on the weekend. It seems like the older we get the more expensive life seems to become with mortgages, bills and children.

Preparing your mind for retirement

19 Mar 2015

Bruce and Marianne had planned for their retirement about five years before Bruce was ready to leave his job as a school principal. Many of their friends were either retired or facing retirement and provided the couple with good examples of both what to do and not do when it came to making the transition from a regular work life.

Planning for your beneficiaries

19 Mar 2015

Have you nominated your children as beneficiaries to your super fund account? If so, you may have inadvertently exposed their super inheritance to future legal proceedings.

Oil prices and Greece - how are they affecting investment markets?

19 Mar 2015

​Investment markets constantly provide many topics of interest to discuss. Here we comment on two themes that have been of recent interest: oil prices and the Greek renegotiation.

Building on the future of enhanced asset class investing

19 Mar 2015

In the September 2014 edition of The Edge we looked at the financial benefits that can be achieved from what is known as enhanced asset class investing.

Fringe benefits tax rate changes - are salary sacrifice arrangements still tax effective?

19 Mar 2015

Fringe benefits tax (FBT) year end is just around the corner and with that starting on 1 April 2015 the FBT rate increases from 47% to 49%.

Planning for retirement as a business owner

19 Mar 2015

As a small business owner it is important to have a retirement plan in place well before deciding to retire. This is because, in most cases, your major asset is your business. Planning ahead will ensure you have sufficient funds to maintain your lifestyle in retirement.

Low return or a negative return - what's your pick?

13 Feb 2015

Recently the Reserve Bank of Australia (RBA) cut interest rates to a historic low of 2.25%. This is great news for those who have mortgages, loans or other debt as interest charges are further reduced.

In search of the silver bullet

10 Feb 2015

One thing I find really intriguing is the concept that there are products available that can instantaneously provide us with gratification - "the things we want". What I find even more fascinating is that people actually believe these "silver bullets" exist.