Blog posts

Keeping up with regulatory change

12 Dec 2014

More than six months has now passed since the May Federal Budget. The Coalition Government's budget reforms are moving slowly ahead, albeit with a number of compromises and modifications.

Do international property prices impact our economy?

12 Dec 2014

With many people having the majority of their wealth tied up in the value of their homes, house prices have a significant impact on an economy. While this is generally true globally, Australia is perhaps more sensitive to property price movements than most countries.

Are you at risk? Allocation of profits within professional firms

12 Dec 2014

The Australian Taxation Office (ATO) has released draft guidelines on the tax compliance risks flowing from the use of partnerships of discretionary trusts, or similar structures, for professional practices. As a result, the ATO will be reviewing remuneration arrangements used by accountants, lawyers and other professionals to ensure such structures are properly used.

Infobesity – and what to do about it?

11 Dec 2014

Traditionally the major challenge, when it came to making decisions, was the lack of reliable information. This was true in most areas of life – and it was definitely true when it came to personal finance and investing. However, our world has come a long way in the last 20-years or so.

What are you actually worried about?

28 Nov 2014

Everyone worries about money from time to time and while everyone's worries are different, there are usually some common themes. Do I have enough money? How can I get more? What factors might affect my investments? How can I protect my assets? Am I making the right financial decisions?

How time travel can improve your finances and your life

28 Nov 2014

Often the media would have us believe that investment success relies on us picking the right investment or backing the right fund manager. They describe investing as if it were roulette. Place your bets and see how you go.

Protecting your greatest asset

28 Nov 2014

If you're like many Australians, you've put off obtaining personal insurance, thinking that life changing accidents or illnesses always happen to someone else. With all of the day-to-day expenses you and your family have to pay, it can be hard to justify adding another cost on a just-in-case basis.

Time poor and too busy to save

21 Nov 2014

​Increasingly today's young people are so busy juggling their work, lifestyle and family lives that they often neglect to take the time to consider making the key financial decisions that will help to shape their financial future.

Christmas is coming – a time to reflect

21 Nov 2014

With the Christmas season fast approaching, most of us will be looking forward to spending quality time with our family, friends and loved ones. Throughout the year we often get caught up in our busy lives and can require occasions such as Christmas to bring everyone together.

Giving Now or Giving Later

19 Nov 2014

Everybody knows you can't take it with you, but the bigger question is - when should you give your money away and how much should it be?  It's a question wrapped up in emotion, philosophy and financial planning. It's no small issue, especially with the passing of inheritance to the next generation expected to be the largest in history with some estimates putting it at over a trillion dollars.

Home renovations – the trials and tribulations

07 Nov 2014

Considering renovations on your house? Know what you are and aren't covered for? Let's face it, if you're like most people you're probably guilty of not reading the fine print in your insurance policies.

Financial advice – just who can you trust?

24 Oct 2014

What does financial advice mean to you? Is it the flexibility to retire when you want? The opportunity to buy your dream house? Being able to put your kids through private school?