Blog posts

A smarter way to buy your next car

27 Aug 2014

When it comes time to buy a new car, most of us don't enjoy the process of dealing with the salesperson at the car yard. A recent Gallup Poll rated car salespeople third lowest in a list of professions ranked by 'honesty and ethics' (disappointingly still ranking higher than politicians).

Investor or Speculator?

14 Aug 2014

I often meet with people who view themselves as 'investors' however, when I look closely into their financial affairs what I often find is that they are actually 'speculators'. So what is the difference?

Young families and the value of financial advice

07 Aug 2014

For young families, investing and planning for the future often revolves around one day being able to buy an investment property, perhaps having their own business, or saving for their children's education.

Pulling the anchor: how to be a smart investor

07 Aug 2014

Conventional financial theory suggests that people are, for the most part, rational wealth maximisers. Quite often however, human psychology and emotion influence our decision-making process resulting in irrational or unpredictable judgements.

Business Insurance - Who Needs It?

15 Jul 2014

Like many of us, small business owners can tend to avoid facing up to their own mortality and dealing with some of the risks inherent in life.

Downsizing - What's best for you?

15 Jul 2014

Downsizing a home can free up capital and enhance your lifestyle in retirement. However, if the right measures aren't taken it can actually ruin those golden years. Below are some considerations that can help you determine whether downsizing your home is right for you, and a few tips on how to go about it.

Keeping your eyes on the prize

04 Jul 2014

The end of one financial year and the start of the next is usually a great time to stop and think about new opportunities which may be available to enhance your overall financial well being. Most of us will have been impacted in one way or another by the changes announced in the May Federal Budget.

Fringe Benefits Tax - the opportunities for high income earners

04 Jul 2014

As part of the recent Budget measures announced by the Federal Government, the Fringe Benefits Tax (FBT) rate will increase from 47% to 49% from 1 April 2015 until 31 March 2017, that is, for the 2016 and 2017 FBT years.

Investing in Property? Things you should keep in mind

20 Jun 2014

Property may seem like a great investment opportunity, and for some it is. However, it is not the right choice for every investor.

Financial Literacy for Academics

20 Jun 2014

As an academic, you have devoted your life to teaching the next generation, preparing them to take on the world with confidence and success, or you've dedicated your time to the next innovation to help better the lives of people around the world.

Spotting the wolves

30 May 2014

Do you know how to spot the difference between good and bad financial advice?

Investment returns – does tax really matter?

22 May 2014

​You bet it does. You see, we have a habit of spending our money in after-tax dollars. So if we are relying on our investments to fund our lifestyle in retirement those investments will need to work harder if our return is being eroded away by excessive amounts of income or capital gains tax along the way.