Blog posts

Four key steps to protect your family (or one risky move to financially devastate them)

14 Aug 2013

I love financial planning. You can actually assist people meeting their needs and goals. There is a personal satisfaction in seeing others live their life they want to. It is why I believe I have the best 'job' in the world.

Things to ponder before you move in together

13 Aug 2013

The relationship status of my clients can change. Sometimes it's due to a relationship breakdown, other times it can be the death of a partner.

A day in the life of Angelina Jolie

30 Jul 2013

Imagine being able to spend a day in Angelina Jolie's shoes – a life filled with wealth, movies, fashion, working with the UN, looking after a brood of children and to top it all off having Brad Pitt as a partner! A wonderful thought but what if it was the day she realised her best option was to have a double mastectomy due to a family history of cancer?

What are franking credits?

30 Jul 2013

The dividend imputation system was put in place by the Government to avoid the double taxation of company profits. That is, company profit taxed in both the hands of the company and the shareholder.

What is the best investment?

15 Jul 2013

As a Private Client Adviser, one of the issues I often get asked is, 'what is the best investment?'. Typically people are accustomed to considering various options such as cash, term deposits, bonds, property, shares and the like (a few may like to consider the hottest tip in an upcoming race at Flemington on Saturday an investment, but that is never going to be a sound strategy for wealth creation!).

Five tips to combining finances with your partner

10 Jul 2013

​In past generations, there weren't usually questions around combining finances as it was something that was simply done once you got married. These days things are a little different and perhaps more complicated, particularly for couples that get married when they are older and more likely to be financially well-established.

Ever thought of yourself as an insurance provider?

08 Jul 2013

With the stress of young children, career progression and mortgage payments, one of the last things your children may think about is life insurance. It seems that there are always other more pressing priorities.

Borrowing inside superannuation – Beware the cash flow trap

05 Jul 2013

An area where I am receiving more and more enquiries is in regards to the borrowing provisions within superannuation. Commonly, clients are interested in buying an investment property within their self managed superannuation fund (SMSF), and utilising some borrowings to fund part of the purchase.

No longer a child. The need for SMSFs to act responsibly.

04 Jul 2013

Since self managed superannuation funds (SMSF) first became available as an option for holding superannuation balances in 1994 they have made the headlines, both in positive and negative ways.

Protecting your loved ones

02 Jul 2013

Getting married brings a whole new dimension to our planning objectives. Starting a family is also a time when protecting your loved ones takes on increased importance.

Love life, protect it and insure your love

28 Jun 2013

Recently a friend passed away from a heart attack, with no warning signs, after a workout at his local gym.

Take the free kicks!

28 Jun 2013

You don't know what you don't know. There are many simple financial planning strategies available to many people.