Blog posts

Stress test your mortgage in advance

17 Jun 2013

As a financial adviser, all too often I meet clients who have overextended themselves when purchasing a property, usually their own home.

The forgotten costs of investment properties

14 Jun 2013

​There are many misconceptions around the real rate of return on investment properties. This is often due to the forgotten costs associated with them.

Eight top tips for a good investment philosophy

12 Jun 2013

Over the last year, the Australian share markets is up by around 22% and the listed property markets is up by around 30%. Even the less volatile, more conservative bond markets are up by around 7%. These return numbers are certainly high. However, are they the highest numbers I have seen over the last 12 months? No, not even close. So what are?

Falling in love – happily ever after

05 Jun 2013

You were happily single before falling for a new person in your life. A genuine love interest.

Another inconvenient truth

04 Jun 2013

When your son starts asking why there's so many insurance ads on television you know there's an issue. I started looking out for them once he'd mentioned it.

Reason to believe

03 Jun 2013

"Seen a man standin' over a dead dog lyin' by the highway in a ditch He's lookin' down kinda puzzled pokin' that dog with a stick......like if he stood there long enough that dog'd get up and run......at the end of every hard earned day people find some reason to believe"  Bruce Springsteen – Nebraska (1982)

Will the stock market always go up in the long term?

01 Jun 2013

With the Global Financial Crisis (GFC) still fresh in investors' minds, I often get asked, "how do you know the stock market will continue to go up?"

Downsizing - Can it be done?

23 May 2013

A number of my retiree clients ponder the issue of downsizing. Most tend to wax and wane but a few end up taking the plunge to move to something smaller.

When should you sell?

22 May 2013

Making the decision to 'sell' something is just as hard as it is to make the decision to buy an asset. Most of the advice which you will receive revolves around purchasing a particular investment but very little advice is given on when to sell an investment.

Neither a borrower nor a lender be!

21 May 2013

Wise words from William Shakespeare's Hamlet, but maybe we need to update it for the 21st century - "be not a borrower".

Four money lessons to teach your spending teenager

20 May 2013

I was quite fortunate when I was growing up to have a father who taught me about the value of money. I would never admit to taking all of his advice on board, because as a teenager at the time I knew everything...

Are you thinking of helping your children buy property?

16 May 2013

With ever increasing property prices in Sydney, a question I am hearing more and more often from my clients is "how can I help my children buy property?".