Blog posts

What to look for in a financial adviser

07 May 2013

I am pleased the financial planning industry is undergoing some welcome and much needed change.

A little secret

01 May 2013

I'll let you in on a little secret - I don't know when the market will turn.

What makes a successful investor?

01 May 2013

Despite the popular perception there is no magic recipe to be a 'successful investor'. Like everything in life worth achieving, it takes time, patience and discipline.

Don't bite the hand that feeds us

30 Apr 2013

There is a budget and an election campaign coming up. It would serve us well to remember where the money being dished out comes from. There was an article in the Chicago Tribune a number of years ago that is still true today. Our legislators and the voting public often lose sight of where government revenue comes from.

Where there is a Will there is a Way

24 Apr 2013

Estate planning ensures your lifetime's work is passed onto the people you choose. Yet many people either do not have a Will or have one which no longer reflects their current circumstances.

Urgent – In Strictest Confidence

24 Apr 2013

We have all had them - those letters from Nigeria where the poor writer of the letter is desperately trying to get millions out of the country and needs our help. All you need to do is hand over your bank account and contact details and in return you will get 20% of $50 million for your help!

You have to be in it to win it!

24 Apr 2013

There's no such thing as a free lunch in business—but diversification offers the closest thing in investment.

Six Ways to Avoid Financial Disasters

23 Apr 2013

For the most part, the period since the Global Financial Crisis (GFC) has been characterised by years of market volatility, and with 'risk aversion' the dominant theme across the globe. We only have to look at bond yields to know that investors have craved capital security, regardless of return.

Super still relatively simple

20 Apr 2013

If recent media speculation is right, Simon Crean got his way and the changes to superannuation announced by the Government are nowhere near as draconian as some feared they may have been.

Part 3: Testing your strategies to ensure you reach your goals

12 Apr 2013

You have probably noticed that in my last two blogs, I have not mentioned financial structures (such as family trusts, companies, self managed superannuation funds.) Nor have I mentioned financial strategies (such as superannuation contributions, loan repayments, insurances, estate planning) or specific investments!

Part 2: Building the decision-making framework for your investment strategy

11 Apr 2013

In my first blog I discussed the questions you need to ask yourself to determine your goals. In my second blog I'll focus on how, in conjunction with your financial adviser, you can build a decision-making framework to achieve them.

Do you let your investments limit your goals, or make your goals dictate your investment strategy?

10 Apr 2013

In my role as a Private Client Adviser I see and hear a lot of misunderstandings about the financial planning process. This ranges from the BBQ conversation about the "killing" somebody made on an investment, to the media suggesting their readers go in a certain direction, even though they are writing for the broad masses.