Private Client Adviser
Phil is a Private Client Adviser in the North Sydney office for the Shadforth Financial Group.
Education and experience
Phil holds a Bachelor of Commerce (Accounting) from the University of Western Sydney. He is a CERTIFIED FINANCIAL PLANNER® practitioner and a member of the Financial Planning Association of Australia. Phil also holds a Diploma of Financial Planning and an Investment Training College Certificate in Financial Planning.
Phil was recognised in The Australian’s Top 50 Financial Advisers in Australia, in association with Barron’s in 2017 and 2018. He was also ranked in the top 50 financial advisers across Australia through the prestigious AFR Smart Investor Masterclass for Financial Planning 2013. Phil commenced financial planning in 1996 in a Godfrey Pembroke practice in Sydney's CBD. In 1998 he was recognised by Godfrey Pembroke with an 'Outstanding Achievement' award and was offered partnership in 2001.
Phil provides advice to a wide range of clients with particular interest in helping time poor professionals and executives simplify their financial affairs and keep them on the 'optimum path' to achieve their financial goals and objectives.
Outside of work
Phil lives on Sydney's North shore with his wife and their four children. Away from work, Phil enjoys sport, with his main passions being cricket and golf. He is on the Committee of the Lindfield District Cricket Club, one of the largest cricket clubs in Australia and coaches two cricket teams for the club.
Phil inspires confidence and trust with his well-researched financial strategies. He communicates with us clearly and promptly. He listens to and addresses our questions and follows up on enquiries. He explains the advice he is providing and illustrates it well. We are both busy professionally and personally so Phil ensures that he fits into our schedules for appointments.
Since first working with Phil in 1996, his advice has been sound and has served us well. And because of this we have recommended him to our own children. We are always happy to recommend Phil to others.
R and A Cogswell, Sydney
My wife and I became Phil’s clients in 2005, and between his exceptional service and advice, we are now well structured and positioned to achieve our long-term financial goals. Phil has been proactive and diligent in his service and has always kept in contact with us as market conditions or our own personal circumstances have changed.
Phil has been professional in all our dealings with him, including our regular reviews and his excellent communication skills have kept us informed and up to date at all times. I have no hesitation in recommending Phillip to other prospective clients looking for professional financial planning services.
D Crowley, Head of Distribution and Key Accounts, Pengana Capital
My wife and I became clients of Shadforth Financial Group in 2009. Since making the decision we’ve received consistently good advice and service that’s been tailored to our needs. Phillip has taken the stress out of our retirement plans and the tools used allow us to clearly see a bright future with the necessary contingency plans.
His encouragement and interest in our overall financial wellbeing is highly valued. We have no hesitation in recommending Phillip to anyone wishing to strategically enhance their financial position.
Captain R McCubbin (Retired), Qantas
I don’t know why everyone doesn’t seek advice, your advice has been transformative.
Andrew Robertson, COO, BTS
My experience with Shadforth over the last 20 years has been excellent - for many years your trusted and skillful work with my family has brought immeasurable peace of mind and I'd like to put those sentiments on record.
Blogs by Phillip Gillard
07 Nov 2016
The changes to the Age Pension Assets test on 1 January 2017 are significant and may require a change of thinking regarding investing your retirement assets.
25 May 2015
As the saying goes, there are a few realities in life: death and taxes. Well it's fair to say that we can add another to that list: rule changes on superannuation.
17 Oct 2014
Consider the following questions: Would you retain your current Account-Based Pension for the rest of your life?
16 May 2014
Earning a high income is a great start to financial success, but it's what you do with your money that dictates whether you will ultimately succeed or fail.
17 Jun 2013
As a financial adviser, all too often I meet clients who have overextended themselves when purchasing a property, usually their own home.
22 Feb 2013
We all know that we cannot always believe what we read, yet what else do we have? In the investment world this conundrum is an advertising manager's dream.
31 Oct 2012
Thinking about buying an investment property? Done your research on the property market, your suburb, the rental returns, future growth potential, bank ready to lend the money – you'd be done right, ready to buy – wrong!