Calculators are a good way to help you start planning. You can get a general idea of your financial situation, however, it's important to understand that these calculators should be used as a planning tool only. You will not get exact answers because your personal circumstances have not been considered. It's a good idea to discuss your objectives with your financial adviser who can then develop appropriate strategies to help you meet your individual needs.

Contribution optimiser If you can afford to contribute more to your super, use our super contributions optimiser to work out the best way to grow your retirement savings.
Insurance calculator Unsure of how much personal insurance you may need? Our insurance calculator can help.
Retirement gap calculator Is there a gap in your retirement savings? This retirement gap calculator can help you compare how much you have and how long it will last, compared to how much you'll need for the lifestyle you want.
Risk profiler Our risk profiler will help you work out what sort of investor you are and the sorts of investments that are right for you.
Savings calculator Saving regularly can help you reach your goals. Our calculator projects how much your savings will be worth over a period of time. It also lets you change your details so you can compare the results and see the difference that saving a little extra can make.
Salary sacrifice calculator By salary sacrificing you can contribute some of your pre-tax salary into your super fund. Not only does this strategy help increase your super savings, it could also reduce the amount of tax you pay. This calculator lets you look at the financial impact of salary sacrificing into superannuation.
Budget spreadsheet
(click to download)
Where does all your money go? One of the first steps to planning for a secure financial future is understanding how you spend your money. Easier said than done, but with a little bit of discipline you'll be surprised to see how all the little things add up. Our budget spreadsheet gives you a simple and a comprehensive way to help you plan no matter what your circumstances are.