Education guides

Financial planning advice is 'lifetime advice'. To help you gain a general understanding of certain concepts and the application of simple strategies, we have developed a series of educational guides to help you through every stage of your life.

Investing flyers
Dollar cost averaging explained
Investing in shares
Investment platforms
Investment risk and return
Model portfolios
Saving and investing - the fundamentals
Understanding gearing
Retirement flyers
Account-based pensions
Aged care - making an informed decision
Centrelink payments and entitlements and work bonus
Managing longevity risk
Nominating a reversionary beneficiary
Transitioning to retirement
What is an annuity
What is a re-contribution strategy?
Superannuation flyers
Choosing the right super fund
Consolidating your super
Contributing to super
Defined benefits schemes
Make your salary go further - package it
Package your super and pay less tax!
Salary sacrifice or Government super co-contribution - what are the options for your super?
Self-managed superannuation funds
Splitting superannuation contributions
Super funds
Superannuation: understanding the basics
What is a binding death benefit nomination?
Other flyers
Capital gains tax explained
Estate planning
Managing debt
Receiving a redundancy payment
Insurance flyers
Life insurance
Income protection
Personal insurance explained
Managing your personal risk
TPD insurance
Trauma insurance
Business insurance