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Superannuation

For most people, superannuation is one of their largest assets. It’s a major source of income in retirement and one of the most tax-effective ways to build your wealth.

Make the most of super opportunities

We’ll help you identify the super strategies that suit your circumstances and give your retirement savings a real boost. While there are many strategies and opportunities to consider, the key to maximising your super's performance is to start planning early.

A tax-effective way to save

For most people, super contributions made by their employer or salary-sacrifice arrangements are taxed at a rate of 15%. Compare this to the highest marginal tax rate and it’s not surprising why super is such an attractive savings vehicle. Making additional contributions to your super fund can not only reduce your taxable income, it can also considerably increase your retirement savings. This is just one of the many super strategies to consider.

Insights related to your retirement

Discretionary trust tax changes: What you need to know

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Discretionary trust tax changes: What you need to know
Teaser Title
Effective Date
2026-10-29 22:00
Short Description
If you have a discretionary trust, you may have heard about the proposed changes to the taxation of trust distributions from 1 July 2028.
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NEWS
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NEWS

Retirement Income Streams: Navigating Your Options with Confidence

Title
Retirement Income Streams: Navigating Your Options
Teaser Title
Effective Date
2026-09-09 01:00
Short Description
A retirement income stream is simply a way to convert your wealth - whether through superannuation or other investments - into regular payments once you stop earning a salary.
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INSIGHT
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INSIGHT

What’s new for your super in FY26?

Title
What’s new for your super in FY26?
Teaser Title
Effective Date
2025-08-19 05:00
Short Description
Some important super rate and threshold changes took effect on 1 July 2025 that could impact your retirement planning. Here’s a quick overview of the key changes, along with some opportunities and traps to consider.
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Link to content page
/content/sfg/en/insights/What-s-new-for-your-super-in-fy26
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INSIGHT
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INSIGHT
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Talk to our team today

Phone: 1800 501 204

Monday - Friday 9:00am - 5:00pm